April 2014 Newsletter: Are You Ready to “Spring” Forward?

file7001235656807After a difficult winter which saw many parts of the Midwest and East Coast suffer through severe cold and snow, there is no doubt that much of the country is ready for Spring! And although many in California are likely wishing for our own winter-like conditions to ease the drought, there is still no denying the appeal of the new season.

Spring brings with it, of course, the blossoming of nature as the warmer temperatures and longer days have their desired effect. For some, the start of a new baseball season is also part of the appeal! But I think this particular Spring brings with it the possibilities for other kinds of renewal and regrowth that do not have to be limited to the natural world.

We are now five years past the 2008-09 Great Recession. The journey to the current economic recovery from that difficult time has not always been smooth or in a straight line, but a recovery has nonetheless occurred. And according to some economists, it is possible, if not likely, that the recovery in 2014 may even accelerate from the modest improvement we have seen in recent years.

This potentially more positive economic landscape may provide an exciting opportunity to seek out rejuvenation and new opportunities in your own life. For example, you could consider using this time to evaluate a different career path or new career/professional endeavors.

This could also be a great time to review your personal and financial goals and/or develop a comprehensive financial and investment plan if you have not recently done so. The seeds of those efforts, whether in your professional, personal, or financial life, could create your own Spring bounty in the future!

Earlier in March, we moved our clocks ahead for daylight savings time. Perhaps the following articles will help you “spring” forward to whatever changes you may be considering in 2014:

The Most Critical Step in Starting a Business
In today’s challenging world of traditional employment, starting your own business or endeavor might be an appealing career alternative, especially if you have an idea about how to fill an unmet market need. Here are some thoughts about preparing to make venture your fly! Read more…

Resources for Mid Life Professionals Going Back to School
It’s not unusual for people in the midst of professional change to consider going back to school to enhance their current knowledge or to enter an entirely new field. Learn about some resources that can help you evaluate such a change is right for you. Read more…

Baseball and Financial Planning
Spring training is a tradition that baseball teams and baseball fans look forward to every year. As this year’s baseball season gets under way, here are a few lessons from America’s pastime that might help you reevaluate your finances. Read more…

Impact of Health Care Costs on Social Security
Medical expenses, and particularly Medicare premiums, will likely reduce the money you receive from Social Security at the time you retire. Get the facts about the relationship between these two important US Government benefit programs, and how you can accurately plan for what you will receive from Social Security. Read more…

I hope that the turning of the season is positive for you and your loved ones, and that these articles may inspire you to move toward your goals in 2014! As always, please do not hesitate to contact me at (925) 301-4086 or send me an email if you have any questions about these or other financial topics!

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