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Category: Social Security

Americans May Be Delaying Their Retirement Plans

April 19th, 2021|

More People Delay Claiming Social Security The average age for claiming Social Security retirement benefits has been steadily rising. Older Americans are working longer, in part because full retirement age is increasing incrementally from 66 to 67. A worker may begin receiving Social Security retirement benefits as early as age [...]

There is No Free Lunch…Until You Find One

December 9th, 2020|

Most people have heard the often used quote, “There is no free lunch”. The unknown origins of the phrase began almost a century ago; however, it only began to be commonly used during the 1960s and 1970s when the Nobel Prize winning economist Milton Friedman used the term in his [...]

Getting a Larger Social Security Retirement Benefit

October 13th, 2016|

Many people decide to begin receiving early Social Security retirement benefits. In fact, according to the Social Security Administration, about 72% of retired workers receive benefits prior to their full retirement age (See Note 1). But waiting longer could significantly increase your monthly retirement income, so weigh your options carefully [...]

Changes to Social Security Claiming Strategies

March 3rd, 2016|

The Bipartisan Budget Act of 2015 included a section titled "Closure of Unintended Loopholes" that ends two Social Security claiming strategies that have become increasingly popular over the last several years. These two strategies, known as "file and suspend" and "restricted application" for a spousal benefit, have often been used [...]

Social Security: Questions and Answers

July 7th, 2013|

Whether you're close to retirement or years away from receiving Social Security benefits, you may not know much about the intricacies of this important program. Here are some questions and answers that can help you learn more. Will Social Security be around when you need it? You've probably heard media [...]

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