Our work with clients begins with creating a comprehensive review of your finances. We want to understand your current situation and how your financial status relates to the goals you have expressed. We also want to determine if you might have other requirements across the financial spectrum.  As we work through the seven steps, we make sure you understand the “what’s” and “why’s” along the way.

CFP Seven Step Process

What makes our approach different?

Our methodology is in-depth and very thorough. In fact, we create a long-term cash flow model that reflects your assets, liabilities, income sources, and expenses. The projection looks out over decades and includes almost every aspect of your financial life.

Our experience has shown that a meticulously crafted cash flow projection provides our clients with great clarity about their personal finances and often helps them confidently approach decisions about both short and long-term financial matters. Seeing and visualizing the income streams and expenses over years provides an effective framework for approaching strategic decisions across many areas including:

Social Security Claiming Strategies

Social Security Claiming Strategies

Investment Allocations and Potential Changes to Support Future Needs

Investment Allocations and Potential Changes to Support Future Needs

Decisions about Large Individual Stock Positions and Highly Appreciated Stocks

Decisions about Large Individual Stock Positions and Highly Appreciated Stocks

Tax Planning and Minimization

Tax Planning and Reduction

Projecting Healthcare Costs

Projecting Healthcare Costs

Long Term Care Planning

Long Term Care Planning

Charitable Gifting and Estate Planning

Charitable Gifting and Estate Planning

Our experience has shown that a meticulously crafted cash flow projection allows clients to visualize their financial future and make more confident decisions about their short-term needs but also about long-term matters too.

Our dynamic process serves your changing life

Because things change, your financial roadmap and strategies may likely evolve too. That is the reason we review these projections on a yearly basis with our clients. Financial planning should not be a “one-time” event! New goals arise, circumstances change and previous assumptions may no longer be valid.

Interested in Learning More?

Get Started